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We have no monthly account keeping fees on our Gateway deposit accounts and payment services making it easy to take control of your banking.

By following a few helpful hints, you can avoid paying most fees:

Become a Member1300 302 474

Use Westpac Group ATM's

When withdrawing cash from an ATM, it’s easy to find Westpac Group ATMs and avoid being charged a fee from the ATM owner. Download our free and secure Gateway 2go mobile app to find fee-free ATM locations

Pay by EFTPOS

If you can’t access Westpac’s network of ATMs, you can make a purchase by EFTPOS. Many retailers allow you to pay by EFTPOS and withdraw cash at the same time.

Avoid ‘staff assisted’ transactions

If you are writing cheques to pay for regular payments or asking employees to make transactions for you, you may be paying unnecessary fees. It’s easy to avoid these fees with the availability of Direct Debits, BPAY payments, Online Banking and CUE Call.

Avoid dishonour fees

You can avoid dishonour fees by ensuring that you always have sufficient cleared funds in your account to cover any withdrawals and/or debits. It’s always a good idea to check your account balance before you write a cheque or make a transaction. Remember to keep track of EFTPOS and scheduled payments that may not have been processed.

Online Banking

It pays to use Online Banking to access your finances 24/7. You can save money on fees by viewing up-to-date balances, making one-off or recurring money transfer to accounts at other Australian financial institutions, pay and schedule bill payments using BPAY to thousands of organisations.

CUE Call automated telephone banking

When you register with CUE Call you can get account information, balances and do your banking over the telephone by calling 1300 302 474 and following the automated prompts.

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