Interest Rates

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Gateway CU

Term Deposit Interest Rates

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                                                                                                             Effective 22/12/2011

$1,000 - $9,999
Term Standard

Compounding
Monthly

 Compounding
6 Monthly

Compounding
Annually
3 months       5.51%p.a. 5.41%p.a. NA NA
4 months  3.65%p.a. 3.55%p.a. NA NA
5 months  3.65%p.a. 3.55%p.a. NA NA
6 months  5.55%p.a. 5.45%p.a. NA NA
7 months  3.25%p.a. 3.15%p.a. NA NA
8 months  3.25%p.a. 3.15%p.a. NA NA
9 months  3.25%p.a. 3.15%p.a. NA NA
10 months  3.25%p.a. 3.15%p.a. NA NA
11 months  3.25%p.a. 3.15%p.a. NA NA
12 months 5.01%p.a. 4.91%p.a. 4.96%p.a. NA
15 months  4.00%p.a. 3.90%p.a. NA NA
18 months  3.00%p.a. 2.90%p.a. 2.95%p.a. NA
21 months  3.00%p.a. 2.90%p.a. NA NA
24 months  5.01%p.a. 4.91%p.a. 4.96%p.a. 5.01%p.a.
36 months  5.11%p.a. 5.01%p.a. 5.06%p.a. 5.11%p.a.
48 months  5.30%p.a. 5.20%p.a. 5.25%p.a. 5.30%p.a.
60 months  5.50%p.a. 5.40%p.a. 5.45%p.a. 5.50%p.a.

$10,000 - $499,999
Term Stndard

 Compounding  
Monthly

 Compounding
6 Monthly

 Compounding  
Annually
3 months     5.56%p.a. 5.46%p.a. NA NA
4 months 3.75%p.a. 3.65%p.a. NA NA
5 months 3.75%p.a. 3.65%p.a. NA NA
6 months 5.61%p.a. 5.51%p.a. NA NA
7 months 3.35%p.a. 3.25%p.a. NA NA
8 months 3.35%p.a. 3.25%p.a. NA NA
9 months 3.35%p.a. 3.25%p.a. NA NA
10 months 3.35%p.a. 3.25%p.a. NA NA
11 months 3.35%p.a. 3.25%p.a. NA NA
12 months 5.11%p.a. 5.01%p.a. 5.06%p.a. NA
15 months 4.10%p.a. 4.00%p.a. NA NA
18 months 3.25%p.a. 3.15%p.a. 3.20%p.a. NA
21 months 3.25%p.a. 3.15%p.a. NA NA
24 months 5.11%p.a. 5.01%p.a. 5.06%p.a. 5.11%p.a.
36 months 5.21%p.a. 5.11%p.a. 5.16%p.a. 5.21%p.a.
48 months 5.40%p.a. 5.30%p.a. 5.35%p.a. 5.40%p.a.
60 months 5.60%p.a. 5.50%p.a. 5.55%p.a. 5.60%p.a.

 

Important Information
1. For deposits of $500,000 or more, please contact Gateway on 1300 302 474.
2. Interest is calculated daily and depending on the term chosen and interest payment frequency option is paid either monthly, 6 monthly, annually or at maturity if the term is for one year or less. Interest must be paid at least annually for terms of 12 months or more.
3. Compounding interest options (monthly, 6 monthly or annually) are only available on certain investment terms.
4. Terms and Conditions apply. 
5. Interest rates are subject to change.
6. Fees and Charges may apply.