Loans & Insurance Solutions

Gateway CU

Refinance your Mortgage

The home loan market in Australia is very competitive and lenders are constantly striving to improve product offerings.

If you’ve had your current loan for a few years, it’s probably time to check you've still got the best deal.

Currently, it’s relatively easy to refinance your mortgage to another lender – it’s also less daunting once you have a proven credit record.

Revisiting your mortgage can also open up opportunities for wealth creation or lifestyle changes, such as a new home, investment property or investing in shares.

Other reasons to refinance include:

  • A better interest rate
  • Lower repayments
  • Consolidate your debts into one easier to manage loan / repayment
  • Upgrade to a mortgage with greater flexibility and extra features
  • Borrow additional funds


It's important to have clear objectives in mind, explore the options and make informed decisions around what is right for your individual needs and overall financial situation.

Contact us online about a new home loan
Contact us online about your existing Gateway home loan
Apply Now or Download and print a home loan application form

1. Applications are subject to our normal credit assessment criteria.
2. Terms and Conditions apply and together with interest rates are subject to change.
3. Details of fees and charges are available on request.