| New Standard Home Loans |
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| Establishment Fee |
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This fee includes loan establishment, valuation and documentation for standard applications.
Additional charges may apply for more complex applications; i.e. multiple security properties, Company or Trust involvement or guarantees etc. Details of additional charges will be disclosed in your loan contract or are available by contacting us on 1300 302 474.
|
$745 |
| Government charges and other costs |
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| Government charges, agency fees, title search fees and other settlement charges may apply. Details of which will be disclosed in your loan contract. |
At Cost |
| Early Repayment Fee |
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Honeymoon Home Loan / Discount Variable Home Loan
Payable if you repay the total amount owing in full before the end of the first 3 years of your loan contract.
#An Early Repayment Adjustment may also apply to Honeymoon Home Loans.
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0.75% of the highest debit balance of the loan#
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Fixed Rate Home Loan
An early repayment adjustment may also apply.
|
$500
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| Early Repayment Adjustment (ERA) |
|
Fixed Rate Home Loan / Honeymoon Home Loan
Payable if we suffer a loss when you payout your loan in full (including a demand for repayment after default) during any fixed interest rate or honeymoon rate period.
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ERA formula available on request
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| Variation to existing Gateway Home Loans |
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| Establishment Fee |
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This fee includes loan variation, valuation and documentation for standard applications.
Where a valuation is not required.
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$275
$175
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| Rate Lock |
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| Rate Lock Fee |
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| This fee applies to Rate Lock applications in relation to the Honeymoon Home Loan (Year 1 only) and Fixed Rate Home Loans. |
0.15% of
Locked Amount |
| Personal Loans & Personal Line of Credit |
|
| Establishment Fee |
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| This fee includes loan establishment and documentation for standard applications. |
$75 |
| Car Loans |
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| Establishment Fee |
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| This fee includes loan establishment and documentation for standard applications. |
$99 |
Important Information
1. Applications are subject to our normal credit assessment criteria.
2. Terms and Conditions apply and together with interest rates are subject to change.
3. Details of additional fees are available by contacting us on 1300 302 474.