An Offset Savings Account helps you minimise interest costs on your Variable Rate Home Loan and potentially shorten the overall term of the loan.
Like a redraw facility, an Offset Savings Account delivers the flexibility to access your funds whenever you need them without transaction limits and fees.
Contact us online about a new home loan
Download and print a home loan application form
Add offset to your existing variable rate home loan
Apply via Online Banking, select "Apply for a Loan" (Members only)
100% Offset
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Combine with a Variable Rate Home Loan to reduce accrued loan interest by offsetting your everyday savings
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Access
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- Draw funds whenever you need
- Full account access via Online Banking or CUE Call
- Automatic payments to and from your account
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Loan Setup Costs
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Yes - Refer to Loan Fees. |
Account Keeping Fees
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None |
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You will be required to reimburse Gateway for specific third party costs such as legal fees, valuation of security property and Government charges (details on request)
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Loan Contract Fees
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Over the life of your loan contract, Government charges, credit fees and other charges may apply (details on request)
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| Online Application |
Apply Now |
Contact us online about a new home loan
Contact us online about your existing Gateway home loan
Download and print a home loan application form
Add offset to your existing variable rate home loan
Apply via Online Banking, select "Apply for a Loan" (Members only)
* Important Information
1. Applications are subject to our normal credit assessment criteria.
2. Terms and Conditions apply and together with interest rates are subject to change.
3. Loan Fees and charges apply. Other Fees and Charges may apply.
4. Offset is only available on our Variable Rate Home Loan.
5. Please read the relevant Product Disclousure Statements and Fees and Charges brochure.