An Offset Savings Account helps you minimise interest costs on your Variable Rate Home Loan and potentially shorten the overall term of the loan.
Like a redraw facility, an Offset Savings Account delivers the flexibility to access your funds whenever you need them without transaction limits and fees.
Contact us online about a new home loan
Download and print a home loan application form
Add offset to your existing variable rate home loan
100% Offset
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Combine with a Variable Rate Home Loan to reduce accrued loan interest by offsetting your everyday savings
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Ongoing Fees
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No monthly account keeping or transaction fees
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Access
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- Draw funds whenever you need
- Full account access via Online Banking or Cue Call
- Automatic payments to and from your account
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Application Fee
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None |
Setup Costs
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You will be required to reimburse Gateway for specific third party costs such as legal fees, valuation of security property and Government charges (details on request)
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Contract Fees
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Over the life of your loan contract, Government charges, credit fees and other charges may apply (details on request)
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| Online Application |
Apply Now |
Contact us online about a new home loan
Contact us online about your existing Gateway home loan
Download and print a home loan application form
Add offset to your existing variable rate home loan
1. Applications are subject to our normal credit assessment criteria.
2. Terms and Conditions apply and together with interest rates are subject to change.
3. Details of fees and charges are available on request.
4. Offset is only available on our Variable Rate Home Loan.
5. Please read the relevant Product Disclousure Statements.