Interest Rates

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Gateway CU

Car & Personal Loans Interest Rates

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Effective 15/12/11
Car Loan Rate Comparison
New car 8.84%p.a. 8.98%p.a.
Up to 5 years old 9.74%p.a. 9.88%p.a.
Over 5 years old 11.64%p.a. 11.79%p.a.
Interest rate is variable

Personal Loan Rate Comparison
Without debt consolidation 11.74%p.a. 12.26%p.a.
With debt consolidation 12.74% to 14.74%p.a. 13.27% to 15.27%p.a.

Minimum loan amount $3,000
Interest rate is variable

Personal Line of Credit Rate Comparison
Maximum loan amount $25,000 13.09%p.a. n/a
Interest rate is variable

Please note: Interest rates are applicable for new funded car and personal loans.

Important Information
1. Interest is calculated on daily balances and charged monthly in arrears. 
2. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges.  Different terms, fees or other loan amounts might result in a different comparison rate.
3. Comparison rates are based on a loan amount of $10,000 over 3 years for unsecured and secured Personal Loans and $30,000 over 5 years for secured Car Loans.
4. Loan Fees and charges apply. Other Fees and Charges may apply.   
5. Terms and Conditions, and interest rates are subject to change.