| Effective 15/12/11 |
| Car Loan |
Rate |
Comparison |
| New car |
8.84%p.a. |
8.98%p.a. |
| Up to 5 years old |
9.74%p.a. |
9.88%p.a. |
| Over 5 years old |
11.64%p.a. |
11.79%p.a. |
| Interest rate is variable |
| Personal Loan |
Rate |
Comparison |
| Without debt consolidation |
11.74%p.a. |
12.26%p.a. |
| With debt consolidation |
12.74% to 14.74%p.a. |
13.27% to 15.27%p.a. |
Minimum loan amount $3,000
Interest rate is variable
|
| Personal Line of Credit |
Rate |
Comparison |
| Maximum loan amount $25,000 |
13.09%p.a. |
n/a |
| Interest rate is variable |
Please note: Interest rates are applicable for new funded car and personal loans.
Important Information
1. Interest is calculated on daily balances and charged monthly in arrears.
2. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
3. Comparison rates are based on a loan amount of $10,000 over 3 years for unsecured and secured Personal Loans and $30,000 over 5 years for secured Car Loans.
4. Loan Fees and charges apply. Other Fees and Charges may apply.
5. Terms and Conditions, and interest rates are subject to change.