| Effective 12/12/2008 |
| Car Loan |
Rate |
Comparison |
| New car |
7.59% |
7.59% |
| Up to 5 years old |
8.54% |
8.54% |
| Over 5 years old |
10.09% |
10.09% |
| Interest rate is variable |
| Personal Loan |
Rate |
Comparison |
| Minimum loan amount $3,000 |
10.19% |
10.19% |
| Interest rate is variable |
| Personal Line of Credit |
Rate |
Comparison |
| Maximum loan amount $25,000 |
11.19% |
n/a |
| Interest rate is variable |
| Student Loan |
Rate |
Comparison |
| Unsecured (Min loan amount $1,000) |
10.19% |
10.19% |
| Secured (Min loan amount $1,000) |
7.59% |
7.59% |
| Interest rate is variable |
1. Interest is calculated on daily balances and charged monthly in arrears.
2. Comparison Rate based on $10,000 over 3 years.
3. Comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
4. A Comparison Rate Schedule is available.
5. Terms and Conditions, and interest rates are subject to change.