Buying your first home is a major financial and lifestyle decision. It can also be a very confusing and stressful time, especially if you don’t have the right support.
Gateway can help take the pressure off with some handy tips and advice:
In order to apply for a home loan, you require a deposit of at least 20% of the property value or less with Lenders Mortgage Insurance. You may also be eligible for the First Home Owners Grant (subject to meeting criteria), which is an added bonus when getting started.
1. Loan applications are subject to our normal credit assessment criteria.
2. Terms and Conditions apply and together with interest rates are subject to change. Details of fees and charges are available on request.
3. Any advice provided is general financial product advice only and does not take into account your personal circumstances. Any decision to invest should only be made after reading the Product Disclosure Statement and Financial Services Guide.
4. This is general advice only and does not take into account your objectives, financial situation and needs. Before acting on this advice, you should consult a financial planner.
5. Bridges Financial Services Pty Limited trading as Bridges Personal Investment Services (Bridges). Bridges holds an Australian Financial Services Licence No.240837 issued by the Australian Securities and Investments Commission (ASIC), is an ASX Participant and a Principal Member of the Financial Planning Association of Australia.
6. In referring Members to Bridges, Gateway Credit Union does not accept responsibility for any acts, omissions or advice of Bridges and its authorised representatives.
7. Gateway Credit Union may receive commissions from Bridges, for referring Members who invest through Bridges.
8. MemberCare products issued by CUMIS Insurance Society Inc. ABN 72 000 562 121 AFSL 245491 (Incorporated in the United States. The members of the Society have no liability) trading as CUNA Mutual General Insurance and CUNA Mutual Life Australia Limited AFSL 245492.