Do you know how much you spend – every week, month and year?
If your money seems to disappear, try setting a firm but achievable goal and start taking control of your money.
There are ways your money can work harder
- Define your medium to long term personal goals and prioritise accordingly
- Take a hard look at your bills - understand how you spend and identify any opportunities to target expenditure
- Tackle debts with the highest interest rate or charges - pay these off first
- Consider having part of your salary regularly transferred to an investment account
- Create a realistic but firm budget to help determine your saving capacity
- Reward yourself when you reach budget milestones
The right advice
Gateway offers Members an introduction to Bridges Financial Services, one of Australia's largest financial planning and stockbroking firms.
A Bridges financial planner can help assess your needs, explain suitable investments and develop appropriate strategies.
1. This is general advice only and does not take into account your objectives, financial situation and needs. Before acting on this advice, you should consult a financial planner.
2. Bridges Financial Services Pty Limited trading as Bridges Personal Investment Services (Bridges). Bridges holds an Australian Financial Services Licence No.240837 issued by the Australian Securities and Investments Commission (ASIC), is an ASX Participant and a Principal Member of the Financial Planning Association of Australia.
3. In referring Members to Bridges, Gateway Credit Union does not accept responsibility for any acts, omissions or advice of Bridges and its authorised representatives.
4. Gateway Credit Union may receive commissions from Bridges, for referring Members who invest through Bridges. See Gateway’s Financial Services Guide.