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Happy New Year 2015

Hello again - I’m back! My annual break from blogging is over for another year. Many people are away over the New Year period so I take myself “off-line” for most of January but don’t hibernate. I use the quiet time to reflect on the year ahead and what needs to be done.

My New Year started with family and I hope you greeted the change of calendar with those dearest to you. Thanks for clicking on again in 2015. This is my seventh year as a blogger and in the coming weeks a cross-section of my blog posts will be published as a paperback book. 

In the Chinese calendar, 2015 is the Year of the Sheep. The sheep is a symbol of peace and this is apt given that 2015 is also the 100th anniversary of the Anzac landings at Gallipoli. The United Nations has proclaimed 2015 as the International Year of Light. 

This year is also Gateway’s 60th birthday. The credit union’s corporate life began on 4 February, 1955 when it was registered as the CBA Staff Co-operative Limited. Since that time, we have grown to become one of Australia’s major credit unions with $1 billion in assets under management.

This milestone is testament to the hard work and dedication of everyone who has contributed to our six-decade journey. From our humble beginnings to modern times, the Gateway team - past and present - has never lost sight of our co-operative ideals and our people helping people philosophy. 

A sense of tradition and history does not mean we live in the past. Rather, it inspires us for today and the future. We continue to write new pages to our history and over the next twelve months we will focus on the two recurring themes throughout our existence - service to members and value for money.

In looking back, we take pride in our rich heritage which reflects our belief that the credit union is built on the strength of personal relationships. In reaching forward, we intend to continue helping people achieve their hopes and dreams and, in doing so, touch the lives of the people we serve. 

Whether it’s supporting younger members in buying their first home, assisting parents to pay for their child’s education or advising baby boomers with their retirement planning, it’s a wonderful feeling to know that every day we have the opportunity to make a difference in the lives of others. 

At the stroke of midnight, many people welcomed the New Year with a list of resolutions. Apparently, the two most common resolutions are to lose weight and shed debt. Next on the list of New Year goals is to spend more time with family and friends. 

All of us need to periodically evaluate our lives and many believe the beginning of a New Year is a good time to do that. However, research shows that the majority of people fail in their annual attempt to start afresh and wipe the slate clean. 

We all know it’s easy to set goals but much harder to achieve them. Rome wasn’t built in a day, so don’t try to cure all your faults and bad habits in one year. If you want to turn over a new leaf, pick one area of change and put in place a sensible plan to achieve that goal.

When it comes to financial matters, it invariably takes time and discipline to achieve your dreams. If you want to buy a home, start a regular savings plan and stay focussed on the end goal. Similarly, if you want to avoid impulse buying, prepare a budget and stick to it. 

Wishing you a prosperous 2015. 


Paul J. Thomas

Posted Tuesday, January 27, 2015    View Comments 3 Comments    Make a Comment Make a comment  

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